Payscore

Explains how gig income is evaluated through payroll or bank verification

Gig Income and Supported Platforms

What Happens After an Applicant Uploads an Offer Letter

Verifying an Offer Letter with the Employer

Stephen Arifin

Brittany

Income Verification

Overview of Payscore income verification reports, SmartSource applicant choice, and links to guides for bank, payroll, document, and household income reports

Understanding Payscore Income Verification Reports

How to read and interpret Payscore’s bank income verification report and criteria results

How to Read a Bank-Based Income Verification Report

How to read Payscore’s payroll-based income verification report

How to Read a Payroll-Based Income Verification Report

Explains how to read a document-based income verification report and interpret uploaded documents, income results, and fraud risk indicators

How to Read a Document-Based Income Verification Report

Explains how to read a combined household income verification report, including household-level criteria results and individual applicant income breakdowns

How to Read a Combined (Household) Income Verification Report

Explains when and how income reports are available to decision makers after income verification completes.

When Do I Receive My Income Report as a Decision Maker?

Explains how much income history appears in a Payscore income report and why the available data may vary.

How Much Income Data Is Included in a Payscore Income Report?

Explains what an account holder name mismatch means, why it’s flagged, and how to review discrepancies when bank or payroll account names don’t match the applicant

Account Holder Name Mismatch

Does Payscore Approve or Deny Applicants?

Reports

Explains how document verification works for customers, including when applicants can upload documents and how results appear in reports.

Document Verification

Why applicants must upload their own documents during the verification process

Can Payscore Upload Documents on Behalf of an Applicant?

How Payscore verifies an applicant's offer letter with the employer, what the results mean, and what's included in the report.

Offer Letter Verification

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