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What if I get paid by check?

Explains how applicants who are paid by check can complete income verification

Written by Stephen Arifin
Updated over 2 months ago

If you get paid by check, you can still complete your income verification. The next steps depend on how you receive and use your paycheck.


If you deposit your checks into a bank account

If you deposit your checks into a personal bank account, you should complete verification by connecting that bank account.

When you connect your bank:

  • Deposited checks will appear as income deposits

  • Your income can be detected and included in your income verification report

  • No additional steps are required

This is the fastest and most common way to verify income from check payments.


If you cash your checks and do not use a bank account

If you cash your checks and do not deposit them into a bank account, the system may not be able to automatically verify your income.

In this case, you should:

  1. Open your Payscore verification link

  2. Click the live chat button in the bottom-right corner

  3. Ask to speak with a support agent

Our support team will review your situation and guide you through the appropriate next steps.


Why bank deposits matter

Payscore verifies income using:

  • Bank verification

  • Payroll verification

If checks are deposited into a bank account, the income can be securely detected through your transaction history. If checks are only cashed and not deposited, there may be limited or no income data available to verify automatically.


Important notes

  • You should still begin the verification process using your original link

  • Connecting a bank account is recommended if available

  • Do not email copies of checks, as documents cannot be accepted by email

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