Most applicants complete their Payscore verification in just a few minutes, whether you choose to connect a bank account or connect a payroll provider.
Typical timeline
Choose how you want to verify your income (bank or payroll): < 1 minute
Connect your bank account or payroll provider: 1–3 minutes
Authorize access: ~30 seconds
Payscore analyzes your income data: 1–2 minutes
Total in most cases: 3–8 minutes
Why timing can vary
The process may take a little longer if:
Your bank or payroll provider requires additional security steps (such as a one-time code)
You have multiple accounts or pay sources
You pause to review details before submitting
Once you complete the connection, Payscore finishes the analysis automatically.
After you finish
When verification is complete:
You’ll see a confirmation screen
Your results are securely shared with the person reviewing your application
Your application can move forward
If the process takes longer than expected (for example, more than 10 minutes), try closing your browser or app and starting again. If you continue to have trouble, contact support.